Home Inspection Guide for Buyers

Understanding Home Inspections

What is a Home Inspection?

• Professional evaluation of home's condition
• Visual examination of major systems
• Documentation of issues and concerns
• Assessment of needed repairs

When to Get an Inspection

• After offer acceptance
• Before closing deadline
• During contingency period
• Before final mortgage approval

What Inspectors Examine

Exterior Elements

• Roof condition and age
• Foundation integrity
• Siding and trim
• Windows and doors
• Drainage and grading
• Garage or carport

Interior Systems

• Electrical systems
• Plumbing and fixtures
• HVAC systems
• Insulation and ventilation
• Walls, ceilings, and floors
• Attic and crawl spaces

Common Issues Found

Major Concerns

• Structural problems
• Water damage or mold
• Electrical hazards
• Roof damage or leaks
• Foundation issues

Minor Issues

• Cosmetic damage
• Normal wear and tear
• Minor plumbing leaks
• Outdated fixtures
• Simple maintenance needs

Costs and Timing

Inspection Costs

• Basic inspection: $300-500
• Specialized inspections extra
• Larger homes cost more
• Regional price variations

Additional Inspections

• Radon testing
• Pest inspection
• Asbestos testing
• Lead paint testing
• Mold inspection

Impact on Your Purchase

Negotiation Options

• Request repairs from seller
• Price reduction
• Repair credits at closing
• Cancel contract (if contingency exists)

Mortgage Considerations

• Required repairs for approval
• Impact on home value
• Lender requirements
• FHA/VA specific criteria

Tips for Buyers

• Attend the inspection if possible
• Ask questions during inspection
• Review report thoroughly
• Get repair estimates
• Consider future maintenance costs
• Understand deal-breakers vs. minor issues