Guaranteed Rate
Top Rated
Digital-first mortgage experience with competitive rates
About Guaranteed Rate
Guaranteed Rate is a digital-first lender that has revolutionized the mortgage industry with its streamlined online process. Founded in 2000, Guaranteed Rate leverages technology to eliminate fees and make the mortgage process more transparent and efficient.
Key Features
- 100% Online Process: Complete your entire mortgage application online
- No Origination Fees: Save thousands on your mortgage
- Quick Pre-approval: Get pre-approved in as little as 3 minutes
- 24/7 Support: Access to dedicated loan officers
- Price Match Guarantee: Better will match or beat competitor's offers
Current Rates
Rates shown are for example purposes only. Your actual rate may differ based on your specific situation.
Loan Types
- Conventional Loans
- FHA Loans
- Jumbo Loans
- Refinancing
Requirements
- Minimum Credit Score: 620
- Down Payment: As low as 3% for conventional loans
- Debt-to-Income Ratio: Up to 50%
- Employment: 2 years of consistent employment history