Freedom Mortgage
Top Rated
Leading VA and FHA lender with nationwide service
About Freedom Mortgage
Freedom Mortgage, founded in 1990, has grown to become one of the nation's largest full-service mortgage companies and the #1 VA and FHA lender in the United States. With over $300 billion in servicing volume, Freedom Mortgage specializes in government-backed loans and is known for its commitment to military families and first-time homebuyers. The company services loans in all 50 states and maintains a customer-first approach to mortgage lending.
Key Features
- VA Loan Expertise: #1 VA lender in the country with specialized military programs
- Eagle Eye Mobile App: Track your loan application and manage payments
- Freedom Rewards: Customer loyalty program with special benefits
- First-Time Homebuyer Focus: Dedicated support for new homeowners
- In-House Servicing: Loans serviced directly by Freedom Mortgage
- Rate Watch Program: Monitoring service for refinance opportunities
Current Rates
Rates shown are for example purposes only. Your actual rate may differ based on your specific situation.
Loan Types
- VA Loans (Purchase & Refinance)
- FHA Loans
- USDA Rural Development
- Conventional Loans (Fixed & ARM)
- VA Interest Rate Reduction Refinance Loan (IRRRL)
- FHA Streamline Refinance
- Cash-Out Refinancing
- Jumbo Loans
- First-Time Homebuyer Programs
Requirements
- Minimum Credit Score:
- 550 (VA with compensating factors)
- 580 (FHA)
- 620 (Conventional)
- 640 (USDA)
- Down Payment:
- 0% (VA and VA IRRRL)
- 3.5% (FHA)
- 3% (Conventional)
- 0% (USDA)
- Debt-to-Income Ratio: Up to 55% for VA loans, 50% for other programs
- Income Requirements: Stable income with 2+ years employment history
- Military Service: Certificate of Eligibility required for VA loans
Contact Information
- Website: www.freedommortgage.com
- Phone: 1-855-690-5900
- Hours: Mon-Fri 8am-10pm ET, Sat 9am-6pm ET
- Headquarters: 907 Pleasant Valley Ave, Mt. Laurel, NJ 08054
- Servicing: 1-855-690-5900
- NMLS ID: #2767