AmeriSave Mortgage
Top Rated
Fast approvals and low rates for all credit types
About AmeriSave Mortgage
AmeriSave Mortgage Corporation is a direct mortgage lender operating in 49 states and DC. Founded in 2002, AmeriSave has grown to become one of America's largest mortgage lenders, known for competitive rates and an advanced digital mortgage platform. The company has funded over $104 billion in home loans and helped over 390,000+ families achieve their homeownership dreams.
Key Features
- Digital-First Experience: Complete application online in minutes with automated document verification
- Low Rate Guarantee: Will beat any qualified competitor's rate or pay you $1000
- Instant Rate Quotes: Get accurate rates without impacting your credit score
- Fast Closing: Close loans in as little as 25 days
- Transparent Pricing: See all fees and costs upfront with no hidden charges
Current Rates
Rates shown are for example purposes only. Your actual rate may differ based on your specific situation.
Loan Types
- Conventional Loans (Fixed & ARM)
- FHA Loans
- VA Loans
- USDA Loans
- Jumbo Loans (up to $3 million)
- Cash-Out Refinancing
- Rate & Term Refinancing
- Investment Property Loans
Requirements
- Minimum Credit Score: 600 (FHA), 620 (Conventional)
- Down Payment: 3% (Conventional), 3.5% (FHA), 0% (VA/USDA)
- Debt-to-Income Ratio: Up to 50% for qualified borrowers
- Employment: 2 years history with current employer preferred
- Income Documentation: Last 2 years' W-2s and recent pay stubs
Contact Information
- Website: www.amerisave.com
- Phone: 1-866-970-7283
- Hours: Mon-Fri 8am-9pm ET, Sat 10am-3pm ET
- Address: 3525 Piedmont Road NE, 8 Piedmont Center, Suite 600, Atlanta, GA 30305
- NMLS ID: #1168